Public liability insurance
Very important for the self employed, it will cover the cost of a claim if a customer or member of the public is injured or killed, or if their property is damaged because of your business. Our policies offer a minimum of £1million in cover, and up to £10 million for businesses operating public sector contracts.
Employers’ liability insurance
If you have employees or hire contractors, casual workers or temporary staff, you are required by law to take out employers’ liability cover. It will pay the cost of a claim from an employee who has been injured at work, or who has become seriously ill as a result of working for you.
Business equipment insurance (optional)
You can cover your business tools and equipment with insurance from Castle Insurance, Durham. Your business equipment is probably essential to you trading and so insurance is a very important consideration.
Consequences of underinsurance - click here