Pubs & Restaurants Insurance
Protection from risks related to the day-to-day running of your pub or restaurant – from legal liability to property damage.
What is Pubs and Restaurants Insurance?
Running a pub or restaurant in todays climate is not easy, which is why we keep the insurance part simple. Pubs and Restaurants Insurance is specifically designed to provide coverage for your hospitality establishment. Whether you own a bustling pub or a fine dining restaurant, this insurance policy protects your business, property, employees, and customers from a wide range of potential risks.
With over 30 years experience, our specialist advisors will tailor your pub and restaurant insurance to help you take out a policy that fits your business needs.
What can Pubs and Restaurants Insurance include?
- Public liability insurance - Up to £10m essential cover for compensation claims made against your business by customers or members of the public.
- Business interruption - Compensation for loss of income that arises from interruption to your business as a result of an insured event, such as a flood at your business premises.
- Seasonal stock increases - Need to increase your stock amount dependent on the season? We can include a seasonal up lift of 25% of your overall sum insured as standard.
- Glass cover - Cover for the glass or windows of your shop front or retail premises against malicious damage and vandalism
Why Do You Need Pubs and Restaurants Insurance?
Running a pub or restaurant comes with its own set of unique challenges and risks. Accidents, property damage, theft, employee injuries, liability claims, and other unforeseen events can disrupt your operations and result in financial losses. Pubs and Restaurants Insurance provides essential protection, covering your building and contents, stock, business interruption, public and employer's liability, and legal expenses, ensuring the smooth operation of your business.
At Castle Insurance Services, Durham, our experienced team will work closely with you to assess your risks, provide cost-effective options, and deliver exceptional customer service when you need it most.